Montana Paycheck Calculator

Take-home pay after federal and Montana taxes for 2026, with overtime.

State How you're paid Hourly rate ($) Regular hours a week Overtime hours a week Paid at time-and-a-half. Paid Filing status

Deductions and local tax (optional)

401(k) or 403(b), % of pay Health insurance each paycheck ($) Pre-tax medical, dental and vision. City or local income tax (%) Two jobs, or both spouses work (W-4 Step 2)

Take-home pay each paycheck $0

Gross pay: $0
Federal income tax: $0
State income tax: $0
Social Security: $0
Medicare: $0
Local income tax: $0
Pre-tax deductions: $0

How Montana taxes your paycheck

Montana taxes income in brackets, like the federal government: each layer of taxable income is taxed at its own rate, from 4.7% to 5.65% for 2026.

Single filers

Taxable income	Rate
$0 to $47,500	4.7%
Over $47,500	5.65%

Married filing jointly

Taxable income	Rate
$0 to $95,000	4.7%
Over $95,000	5.65%

Before the rate applies, Montana allows a standard deduction of $16,100 ($32,200 for married couples).

Every paycheck also has federal income tax (based on your Form W-4), Social Security (6.2%, up to $184,500 of wages in 2026) and Medicare (1.45%).

Local income tax

Local income taxes on wages aren't common in Montana. If your city or county charges one, add its rate under "Deductions and local tax" above.

Example: $25 an hour in Montana

A single person paid every two weeks for 40 hours a week, with no other deductions. The second column adds 8 hours of overtime a week.

Each paycheck	40 hours a week	With 8 hours overtime
Gross pay	$2,000.00	$2,600.00
Federal income tax	$156.15	$232.38
Montana income tax	$64.90	$94.56
Social Security	$124.00	$161.20
Medicare	$29.00	$37.70
Take-home pay	$1,625.95	$2,074.16

Overtime adds $600.00 of gross pay each paycheck, and $448.21 of it reaches your account after taxes. Some of the federal tax on overtime may come back at tax time through the overtime deduction.

See every paycheck for the year

IncomeSync projects each paycheck for every job in your household, with overtime week by week and your state's taxes, learns from your real pay stubs, and estimates your year-end refund. Free to use, no account needed.

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Common questions

What's Montana's income tax rate in 2026?

Montana's 2026 income tax rates run from 4.7% to 5.65%, in 2 brackets.

How much is taken out of a $25-an-hour paycheck in Montana?

For a single person paid every two weeks for 40 hours a week, gross pay is $2,000.00. About $156.15 goes to federal income tax, $64.90 to Montana income tax, $124.00 to Social Security and $29.00 to Medicare, leaving about $1,625.95 in take-home pay.

Is there a city or local income tax in Montana?

Local income taxes on wages aren't common in Montana. If your city or county does charge one, add its rate under "Deductions and local tax".

An estimate for planning, not tax advice. Federal withholding follows the IRS's 2026 percentage method (Publication 15-T) for a 2026 Form W-4; state figures use each state's 2026 income tax rates, deductions and exemptions, which employers' payroll formulas follow closely but not always exactly. IncomeSync isn't affiliated with the IRS or any state. Runs in your browser; nothing you enter is stored or sent.